Fundi has become a go-to app for thousands of students across South Africa. Whether you’re applying for a bursary, checking your card balance, uploading your banking details, or managing your allowances, the Fundi app makes life easier by putting everything in one place.
It helps students stay on top of their finances and make the most of the support available to them.
In April 2025, Fundi introduced several exciting new features that promised a faster, smarter, and more convenient experience for users. From real-time balance updates to improved navigation and banking uploads, the app just got better.
But with all these upgrades, one question keeps coming up — can the 2025 Fundi app features work without an internet connection?
This is a serious concern for students who may not always have access to reliable data or Wi-Fi. In this post, we’ll break down what works offline, what doesn’t, and what you should know if you’re trying to use the Fundi app without internet.
Why Offline Access Matters to Fundi Users
Not everyone in South Africa has consistent access to the internet. Many students live in areas where mobile data is expensive or network coverage is weak.
This is why offline access is a big deal. If users can open the app, check important details, or view their balance without needing to go online every time, it saves them both time and data.
Fundi understands these challenges. That’s why it’s important to know which app features work offline and which don’t.
Which Fundi Features Require Internet in 2025?
The new Fundi app comes with modern tools, but many of them depend on real-time internet access.
Real-Time Balance Updates
To see the latest updates on your Fundi card balance or bursary status, the app must connect to Fundi’s servers. This ensures that you’re not seeing outdated info.
Loan Applications and Approvals
Whether you’re applying for a new student loan or uploading supporting documents, the app needs to send and receive data. These services require a stable internet connection to complete successfully.
Merchant Locator Tool
This tool helps you find stores or service providers that accept the Fundi card. Since it uses your GPS and fetches updated listings from the internet, it won’t work properly without data or Wi-Fi.
Bank Detail Upload and Profile Updates
When you upload your banking details, Fundi’s system has to verify the information. This verification happens in real-time, which means it only works when you’re connected to the internet.
What Can You Access Without Internet?
Even though many services need internet, there are still some things you can do without it.
Cached Balance and Card Info
If you recently checked your balance while connected to the internet, the app may temporarily store that information. This means the next time you open the app offline, you can still see the last balance that was saved.
However, this cached balance may not be up to date. It’s always better to check again once you’re online.
Navigation and Offline Menus
Most of the app’s navigation menus, such as the dashboard, profile, or settings page, can be accessed without internet. You can still view sections of the app, but many buttons and tools won’t function until you’re reconnected.
Offline USSD Alternatives
When the app isn’t working due to internet issues, you can use Fundi’s USSD codes to check your balance. USSD doesn’t require internet access, and it’s a quick and affordable way to manage your account.
Simply dial the code on your phone, follow the prompts, and get updates via SMS or on-screen notifications.
Is Fundi Planning for Offline Feature Expansion?
In 2025, Fundi has shown strong commitment to improving user experience. With the latest updates, the platform is getting more mobile-friendly, fast, and secure. However, there’s no official announcement yet about making more features work offline.
Still, developers are aware that users want low-data mode and better offline access. So it’s possible that upcoming releases could include support for limited offline functions or downloads.
Best Practices for Using Fundi App with Limited Internet
If you live in an area with poor internet, here are smart tips to keep using the Fundi app effectively:
- Screenshot your balance or loan approval status while online, so you can refer to it offline later.
- Use USSD to check balance when you can’t connect.
- Keep the app logged in, so the dashboard loads faster when offline.
- Avoid updating or uploading documents when your signal is poor to avoid errors.
- Download statements or letters as PDFs when online, and keep them saved on your device.
Final Thoughts
The 2025 Fundi app is packed with useful features for students and bursary holders, but it’s designed to work best with an active internet connection. While some parts of the app — like cached info and offline menus — might be available without data, you’ll need to go online to enjoy the full experience.
Fundi continues to grow and improve its services. So, if offline access is important to you, keep an eye on future updates. They may soon bring better low-data features that work even when you’re not connected.
Stay informed. Stay connected. Stay funded.